Health insurance in Fort Smith: 2027 Marketplace plans
In Sebastian County, AR, there are 35 plans from 4 insurers: Ambetter from Arkansas Health & Wellness, Health Advantage, Arkansas Blue Cross and Blue Shield and Octave.
Bronze · 12
Silver · 9
Gold · 12
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $577 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$545.23
Octave
Silver
$141.04
$718.04
Octave
Gold
$81.59
$658.59
Octave
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 72903, the one with the most doctors in Fort Smith, 11.2% of residents have no health insurance and 11% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Fort Smith · ZIP 72903
Official demographics of the coverage area · ACS 2024 5-year
27,242
Total population
11.2%
Uninsured rate
No health coverage (ACS B27010)
$61,434
Median income
22,208
Population under 65
ACA-eligible age range
11%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Fort Smith
How many insurers sell Marketplace plans in Fort Smith?
For 2027, 4 insurers offer 35 plans in Sebastian County: Ambetter from Arkansas Health & Wellness, Health Advantage, Arkansas Blue Cross and Blue Shield and Octave.
How much does health insurance cost in Fort Smith?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $577 a month.
Are there $0 plans in Fort Smith?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.