Health insurance in Lake Mary: 2027 Marketplace plans
In Seminole County, FL, there are 200 plans from 9 insurers: Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida, Florida Blue (BlueCross BlueShield FL), Florida Health Care Plans, Ambetter Health, UnitedHealthcare, AvMed, Wellpoint and AmeriHealth Caritas Next.
Bronze · 68
Silver · 71
Gold · 50
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $561 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$552.88
Oscar Health Maintenance Organization of Florida
Silver
$178.32
$739.32
Oscar Health Maintenance Organization of Florida
Gold
$124.18
$685.18
Oscar Health Maintenance Organization of Florida
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 32746, the one with the most doctors in Lake Mary, 7.7% of residents have no health insurance and 18.4% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Lake Mary · ZIP 32746
Official demographics of the coverage area · ACS 2024 5-year
46,684
Total population
7.7%
Uninsured rate
No health coverage (ACS B27010)
$104,775
Median income
38,702
Population under 65
ACA-eligible age range
18.4%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Lake Mary
How many insurers sell Marketplace plans in Lake Mary?
For 2027, 9 insurers offer 200 plans in Seminole County: Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida, Florida Blue (BlueCross BlueShield FL), Florida Health Care Plans, Ambetter Health, UnitedHealthcare, AvMed, Wellpoint and AmeriHealth Caritas Next.
How much does health insurance cost in Lake Mary?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $561 a month.
Are there $0 plans in Lake Mary?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.