Health insurance in Naples: 2027 Marketplace plans
In Collier County, FL, there are 122 plans from 5 insurers: Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Ambetter Health, UnitedHealthcare and Wellpoint.
Bronze · 41
Silver · 43
Gold · 29
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $571 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$566.52
Florida Blue HMO (a BlueCross BlueShield FL company)
In ZIP code 34102, the one with the most doctors in Naples, 4.5% of residents have no health insurance and 8% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Naples · ZIP 34102
Official demographics of the coverage area · ACS 2024 5-year
11,179
Total population
4.5%
Uninsured rate
No health coverage (ACS B27010)
$130,929
Median income
5,392
Population under 65
ACA-eligible age range
8%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Naples
How many insurers sell Marketplace plans in Naples?
For 2027, 5 insurers offer 122 plans in Collier County: Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Ambetter Health, UnitedHealthcare and Wellpoint.
How much does health insurance cost in Naples?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $571 a month.
Are there $0 plans in Naples?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.