In Hillsborough County, FL, there are 174 plans from 8 insurers: Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida, Florida Blue (BlueCross BlueShield FL), Ambetter Health, UnitedHealthcare, Wellpoint, AvMed and AmeriHealth Caritas Next.
Bronze · 60
Silver · 63
Gold · 43
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $508 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$6.37
$514.37
Oscar Health Maintenance Organization of Florida
Silver
$150.49
$658.49
Ambetter Health
Gold
$129.45
$637.45
Oscar Health Maintenance Organization of Florida
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 33612, the one with the most doctors in Tampa, 19.2% of residents have no health insurance and 40.8% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Tampa · ZIP 33612
Official demographics of the coverage area · ACS 2024 5-year
49,005
Total population
19.2%
Uninsured rate
No health coverage (ACS B27010)
$47,199
Median income
41,912
Population under 65
ACA-eligible age range
40.8%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Tampa
How many insurers sell Marketplace plans in Tampa?
For 2027, 8 insurers offer 174 plans in Hillsborough County: Florida Blue HMO (a BlueCross BlueShield FL company), Oscar Health Maintenance Organization of Florida, Florida Blue (BlueCross BlueShield FL), Ambetter Health, UnitedHealthcare, Wellpoint, AvMed and AmeriHealth Caritas Next.
How much does health insurance cost in Tampa?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $6.37 a month after a tax credit of about $508 a month.
Are there $0 plans in Tampa?
Not in the example we checked (a 40-year-old earning $31,920 a year (200% of the federal poverty level)). Households with lower incomes may qualify for more help; get a quote with your own data.