Health insurance in West Palm Beach: 2027 Marketplace plans
In Palm Beach County, FL, there are 163 plans from 8 insurers: Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Ambetter Health, AvMed, Wellpoint and AmeriHealth Caritas Next.
Bronze · 56
Silver · 58
Gold · 38
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $580 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$567.13
Oscar Health Maintenance Organization of Florida
Silver
$178.38
$758.38
Oscar Health Maintenance Organization of Florida
Gold
$122.84
$702.84
Oscar Health Maintenance Organization of Florida
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 33401, the one with the most doctors in West Palm Beach, 17.3% of residents have no health insurance and 17.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · West Palm Beach · ZIP 33401
Official demographics of the coverage area · ACS 2024 5-year
33,698
Total population
17.3%
Uninsured rate
No health coverage (ACS B27010)
$67,967
Median income
26,026
Population under 65
ACA-eligible age range
17.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in West Palm Beach
How many insurers sell Marketplace plans in West Palm Beach?
For 2027, 8 insurers offer 163 plans in Palm Beach County: Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Ambetter Health, AvMed, Wellpoint and AmeriHealth Caritas Next.
How much does health insurance cost in West Palm Beach?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $580 a month.
Are there $0 plans in West Palm Beach?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.