Health insurance in Lake Charles: 2027 Marketplace plans
In Calcasieu County, LA, there are 47 plans from 4 insurers: Ambetter from Louisiana Healthcare Connections, CHRISTUS Health Plan, Blue Cross and Blue Shield of Louisiana and HMO Louisiana.
Bronze · 17
Silver · 15
Gold · 15
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $547 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$535.76
CHRISTUS Health Plan
Silver
$174.38
$721.38
CHRISTUS Health Plan
Gold
$161.20
$708.20
CHRISTUS Health Plan
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 70601, the one with the most doctors in Lake Charles, 10.5% of residents have no health insurance and 6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Lake Charles · ZIP 70601
Official demographics of the coverage area · ACS 2024 5-year
30,872
Total population
10.5%
Uninsured rate
No health coverage (ACS B27010)
$49,992
Median income
25,290
Population under 65
ACA-eligible age range
6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Lake Charles
How many insurers sell Marketplace plans in Lake Charles?
For 2027, 4 insurers offer 47 plans in Calcasieu County: Ambetter from Louisiana Healthcare Connections, CHRISTUS Health Plan, Blue Cross and Blue Shield of Louisiana and HMO Louisiana.
How much does health insurance cost in Lake Charles?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $547 a month.
Are there $0 plans in Lake Charles?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.