Health insurance in Detroit: 2027 Marketplace plans
In Wayne County, MI, there are 78 plans from 6 insurers: UnitedHealthcare, Blue Care Network of Michigan, Ambetter from Meridian, Priority Health, Blue Cross Blue Shield of Michigan Mutual Insurance Company and McLaren Health Plan Community.
Bronze · 27
Silver · 25
Gold · 26
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $412 a month. With it, the cheapest plan at each level costs:
In ZIP code 48201, the one with the most doctors in Detroit, 3.7% of residents have no health insurance and 4.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Detroit · ZIP 48201
Official demographics of the coverage area · ACS 2024 5-year
15,091
Total population
3.7%
Uninsured rate
No health coverage (ACS B27010)
$24,749
Median income
12,661
Population under 65
ACA-eligible age range
4.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Detroit
How many insurers sell Marketplace plans in Detroit?
For 2027, 6 insurers offer 78 plans in Wayne County: UnitedHealthcare, Blue Care Network of Michigan, Ambetter from Meridian, Priority Health, Blue Cross Blue Shield of Michigan Mutual Insurance Company and McLaren Health Plan Community.
How much does health insurance cost in Detroit?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $3.21 a month after a tax credit of about $412 a month.
Are there $0 plans in Detroit?
Not in the example we checked (a 40-year-old earning $31,920 a year (200% of the federal poverty level)). Households with lower incomes may qualify for more help; get a quote with your own data.