Health insurance in Billings: 2027 Marketplace plans
In Yellowstone County, MT, there are 27 plans from 2 insurers: Blue Cross and Blue Shield of Montana and Mountain Health CO-OP.
Bronze · 9
Silver · 8
Gold · 10
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $551 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$520.70
Mountain Health CO-OP
Silver
$127.45
$678.45
Blue Cross and Blue Shield of Montana
Gold
$92.27
$643.27
Blue Cross and Blue Shield of Montana
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 59101, the one with the most doctors in Billings, 9.3% of residents have no health insurance and 10.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Billings · ZIP 59101
Official demographics of the coverage area · ACS 2024 5-year
42,250
Total population
9.3%
Uninsured rate
No health coverage (ACS B27010)
$58,598
Median income
34,572
Population under 65
ACA-eligible age range
10.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Billings
How many insurers sell Marketplace plans in Billings?
For 2027, 2 insurers offer 27 plans in Yellowstone County: Blue Cross and Blue Shield of Montana and Mountain Health CO-OP.
How much does health insurance cost in Billings?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $551 a month.
Are there $0 plans in Billings?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.