Health insurance in Missoula: 2027 Marketplace plans
In Missoula County, MT, there are 21 plans from 2 insurers: Blue Cross and Blue Shield of Montana and Mountain Health CO-OP.
Bronze · 7
Silver · 6
Gold · 8
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $691 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$619.21
Mountain Health CO-OP
Silver
$127.56
$818.56
Blue Cross and Blue Shield of Montana
Gold
$86.64
$777.64
Blue Cross and Blue Shield of Montana
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 59801, the one with the most doctors in Missoula, 6.8% of residents have no health insurance and 4.9% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Missoula · ZIP 59801
Official demographics of the coverage area · ACS 2024 5-year
30,916
Total population
6.8%
Uninsured rate
No health coverage (ACS B27010)
$58,347
Median income
26,828
Population under 65
ACA-eligible age range
4.9%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Missoula
How many insurers sell Marketplace plans in Missoula?
For 2027, 2 insurers offer 21 plans in Missoula County: Blue Cross and Blue Shield of Montana and Mountain Health CO-OP.
How much does health insurance cost in Missoula?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $691 a month.
Are there $0 plans in Missoula?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.