Health insurance in Wilmington: 2027 Marketplace plans
In New Hanover County, NC, there are 75 plans from 4 insurers: Blue Cross and Blue Shield of NC, Ambetter of North Carolina, UnitedHealthcare and Oscar Health Plan of North Carolina, Inc.
Bronze · 28
Silver · 28
Gold · 19
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $468 a month. With it, the cheapest plan at each level costs:
In ZIP code 28403, the one with the most doctors in Wilmington, 12% of residents have no health insurance and 8% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Wilmington · ZIP 28403
Official demographics of the coverage area · ACS 2024 5-year
40,319
Total population
12%
Uninsured rate
No health coverage (ACS B27010)
$54,547
Median income
34,844
Population under 65
ACA-eligible age range
8%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Wilmington
How many insurers sell Marketplace plans in Wilmington?
For 2027, 4 insurers offer 75 plans in New Hanover County: Blue Cross and Blue Shield of NC, Ambetter of North Carolina, UnitedHealthcare and Oscar Health Plan of North Carolina, Inc.
How much does health insurance cost in Wilmington?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $98.77 a month after a tax credit of about $468 a month.
Are there $0 plans in Wilmington?
Not in the example we checked (a 40-year-old earning $31,920 a year (200% of the federal poverty level)). Households with lower incomes may qualify for more help; get a quote with your own data.