In Cass County, ND, there are 33 plans from 3 insurers: Sanford Health Plan, Blue Cross Blue Shield of North Dakota and Medica.
Bronze · 11
Silver · 12
Gold · 10
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $314 a month. With it, the cheapest plan at each level costs:
In ZIP code 58103, the one with the most doctors in Fargo, 8.1% of residents have no health insurance and 3.7% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Fargo · ZIP 58103
Official demographics of the coverage area · ACS 2024 5-year
48,796
Total population
8.1%
Uninsured rate
No health coverage (ACS B27010)
$58,801
Median income
40,290
Population under 65
ACA-eligible age range
3.7%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Fargo
How many insurers sell Marketplace plans in Fargo?
For 2027, 3 insurers offer 33 plans in Cass County: Sanford Health Plan, Blue Cross Blue Shield of North Dakota and Medica.
How much does health insurance cost in Fargo?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $50.48 a month after a tax credit of about $314 a month.
Are there $0 plans in Fargo?
Not in the example we checked (a 40-year-old earning $31,920 a year (200% of the federal poverty level)). Households with lower incomes may qualify for more help; get a quote with your own data.