Health insurance in El Paso: 2027 Marketplace plans
In El Paso County, TX, there are 140 plans from 8 insurers: Oscar Insurance Company, Antidote Health of TX, WellPoint, Blue Cross and Blue Shield of Texas, Ambetter from Superior HealthPlan, UnitedHealthcare, Imperial Insurance Companies, Inc. and Harbor Health.
Bronze · 41
Silver · 50
Gold · 49
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $580 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$544.07
Antidote Health of TX
Silver
$121.48
$701.48
Blue Cross and Blue Shield of Texas
Gold
$38.77
$618.77
Blue Cross and Blue Shield of Texas
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 79912, the one with the most doctors in El Paso, 20.3% of residents have no health insurance and 71.5% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · El Paso · ZIP 79912
Official demographics of the coverage area · ACS 2024 5-year
78,819
Total population
20.3%
Uninsured rate
No health coverage (ACS B27010)
$72,943
Median income
66,264
Population under 65
ACA-eligible age range
71.5%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in El Paso
How many insurers sell Marketplace plans in El Paso?
For 2027, 8 insurers offer 140 plans in El Paso County: Oscar Insurance Company, Antidote Health of TX, WellPoint, Blue Cross and Blue Shield of Texas, Ambetter from Superior HealthPlan, UnitedHealthcare, Imperial Insurance Companies, Inc. and Harbor Health.
How much does health insurance cost in El Paso?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $580 a month.
Are there $0 plans in El Paso?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.