Health insurance in Lubbock: 2027 Marketplace plans
In Lubbock County, TX, there are 53 plans from 3 insurers: WellPoint, Blue Cross and Blue Shield of Texas and UnitedHealthcare.
Bronze · 17
Silver · 18
Gold · 18
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $742 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$638.90
WellPoint
Silver
$167.51
$909.51
Blue Cross and Blue Shield of Texas
Gold
$43.79
$785.79
Blue Cross and Blue Shield of Texas
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 79424, the one with the most doctors in Lubbock, 9.6% of residents have no health insurance and 22.5% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Lubbock · ZIP 79424
Official demographics of the coverage area · ACS 2024 5-year
53,478
Total population
9.6%
Uninsured rate
No health coverage (ACS B27010)
$97,231
Median income
44,134
Population under 65
ACA-eligible age range
22.5%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Lubbock
How many insurers sell Marketplace plans in Lubbock?
For 2027, 3 insurers offer 53 plans in Lubbock County: WellPoint, Blue Cross and Blue Shield of Texas and UnitedHealthcare.
How much does health insurance cost in Lubbock?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $742 a month.
Are there $0 plans in Lubbock?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.