Health insurance in Mcallen: 2027 Marketplace plans
In Hidalgo County, TX, there are 115 plans from 6 insurers: Antidote Health of TX, WellPoint, Blue Cross and Blue Shield of Texas, Ambetter from Superior HealthPlan, UnitedHealthcare and Oscar Insurance Company.
Bronze · 39
Silver · 38
Gold · 38
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $464 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$446.79
Blue Cross and Blue Shield of Texas
Silver
$173.85
$637.85
Ambetter from Superior HealthPlan
Gold
$106.44
$570.44
Blue Cross and Blue Shield of Texas
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 78504, the one with the most doctors in Mcallen, 21.6% of residents have no health insurance and 82.4% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Mcallen · ZIP 78504
Official demographics of the coverage area · ACS 2024 5-year
63,094
Total population
21.6%
Uninsured rate
No health coverage (ACS B27010)
$81,905
Median income
56,401
Population under 65
ACA-eligible age range
82.4%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Mcallen
How many insurers sell Marketplace plans in Mcallen?
For 2027, 6 insurers offer 115 plans in Hidalgo County: Antidote Health of TX, WellPoint, Blue Cross and Blue Shield of Texas, Ambetter from Superior HealthPlan, UnitedHealthcare and Oscar Insurance Company.
How much does health insurance cost in Mcallen?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $464 a month.
Are there $0 plans in Mcallen?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.