In Collin County, TX, there are 106 plans from 7 insurers: Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Oscar Insurance Company, Imperial Insurance Companies, Inc. and Harbor Health.
Bronze · 32
Silver · 38
Gold · 36
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $581 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$521.26
WellPoint
Silver
$165.57
$746.57
Ambetter from Superior HealthPlan
Gold
$95.48
$676.48
Blue Cross and Blue Shield of Texas
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 75024, the one with the most doctors in Plano, 6.4% of residents have no health insurance and 8.7% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Plano · ZIP 75024
Official demographics of the coverage area · ACS 2024 5-year
45,652
Total population
6.4%
Uninsured rate
No health coverage (ACS B27010)
$117,088
Median income
40,838
Population under 65
ACA-eligible age range
8.7%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Plano
How many insurers sell Marketplace plans in Plano?
For 2027, 7 insurers offer 106 plans in Collin County: Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Oscar Insurance Company, Imperial Insurance Companies, Inc. and Harbor Health.
How much does health insurance cost in Plano?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $581 a month.
Are there $0 plans in Plano?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.