Health insurance in Richardson: 2027 Marketplace plans
In Dallas County, TX, there are 132 plans from 8 insurers: Oscar Insurance Company, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Molina Healthcare, Imperial Insurance Companies, Inc. and Harbor Health.
Bronze · 32
Silver · 51
Gold · 49
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $568 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$521.26
WellPoint
Silver
$178.57
$746.57
Ambetter from Superior HealthPlan
Gold
$65.63
$633.63
Oscar Insurance Company
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 75080, the one with the most doctors in Richardson, 11.4% of residents have no health insurance and 21.1% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Richardson · ZIP 75080
Official demographics of the coverage area · ACS 2024 5-year
52,569
Total population
11.4%
Uninsured rate
No health coverage (ACS B27010)
$92,903
Median income
46,025
Population under 65
ACA-eligible age range
21.1%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Richardson
How many insurers sell Marketplace plans in Richardson?
For 2027, 8 insurers offer 132 plans in Dallas County: Oscar Insurance Company, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Molina Healthcare, Imperial Insurance Companies, Inc. and Harbor Health.
How much does health insurance cost in Richardson?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $568 a month.
Are there $0 plans in Richardson?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.