Health insurance in Richmond: 2027 Marketplace plans
In Fort Bend County, TX, there are 133 plans from 7 insurers: Oscar Insurance Company, UnitedHealthcare, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, Community Health Choice and Harbor Health.
Bronze · 36
Silver · 51
Gold · 46
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $489 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$475.81
Ambetter from Superior HealthPlan
Silver
$167.39
$656.39
Ambetter from Superior HealthPlan
Gold
$111.03
$600.03
Ambetter from Superior HealthPlan
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 77407, the one with the most doctors in Richmond, 12.9% of residents have no health insurance and 17.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Richmond · ZIP 77407
Official demographics of the coverage area · ACS 2024 5-year
88,319
Total population
12.9%
Uninsured rate
No health coverage (ACS B27010)
$98,913
Median income
80,919
Population under 65
ACA-eligible age range
17.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Richmond
How many insurers sell Marketplace plans in Richmond?
For 2027, 7 insurers offer 133 plans in Fort Bend County: Oscar Insurance Company, UnitedHealthcare, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, Community Health Choice and Harbor Health.
How much does health insurance cost in Richmond?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $489 a month.
Are there $0 plans in Richmond?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.