Health insurance in The Woodlands: 2027 Marketplace plans
In Montgomery County, TX, there are 126 plans from 8 insurers: Oscar Insurance Company, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Imperial Insurance Companies, Inc., Community Health Choice and Harbor Health.
Bronze · 34
Silver · 48
Gold · 44
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $548 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$547.85
WellPoint
Silver
$175.03
$723.03
Ambetter from Superior HealthPlan
Gold
$112.94
$660.94
Ambetter from Superior HealthPlan
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 77380, the one with the most doctors in The Woodlands, 9.3% of residents have no health insurance and 21.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · The Woodlands · ZIP 77380
Official demographics of the coverage area · ACS 2024 5-year
31,369
Total population
9.3%
Uninsured rate
No health coverage (ACS B27010)
$88,562
Median income
26,338
Population under 65
ACA-eligible age range
21.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in The Woodlands
How many insurers sell Marketplace plans in The Woodlands?
For 2027, 8 insurers offer 126 plans in Montgomery County: Oscar Insurance Company, Ambetter from Superior HealthPlan, WellPoint, Blue Cross and Blue Shield of Texas, UnitedHealthcare, Imperial Insurance Companies, Inc., Community Health Choice and Harbor Health.
How much does health insurance cost in The Woodlands?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $548 a month.
Are there $0 plans in The Woodlands?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.