Health insurance in Charleston: 2027 Marketplace plans
In Kanawha County, WV, there are 19 plans from 2 insurers: Highmark Blue Cross Blue Shield West Virginia and Peak Health Insurance.
Bronze · 7
Silver · 4
Gold · 8
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $1,017 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$998.68
Highmark Blue Cross Blue Shield West Virginia
Silver
$159.76
$1,176.76
Peak Health Insurance
Gold
$51.75
$1,068.75
Peak Health Insurance
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 25311, the one with the most doctors in Charleston, 4.9% of residents have no health insurance and 1.6% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Charleston · ZIP 25311
Official demographics of the coverage area · ACS 2024 5-year
9,825
Total population
4.9%
Uninsured rate
No health coverage (ACS B27010)
$62,800
Median income
7,602
Population under 65
ACA-eligible age range
1.6%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Charleston
How many insurers sell Marketplace plans in Charleston?
For 2027, 2 insurers offer 19 plans in Kanawha County: Highmark Blue Cross Blue Shield West Virginia and Peak Health Insurance.
How much does health insurance cost in Charleston?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $1,017 a month.
Are there $0 plans in Charleston?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.