Health insurance in Morgantown: 2027 Marketplace plans
In Monongalia County, WV, there are 19 plans from 2 insurers: Highmark Blue Cross Blue Shield West Virginia and Peak Health Insurance.
Bronze · 7
Silver · 4
Gold · 8
Example: a 40-year-old earning $31,920 a year (200% of the federal poverty level) gets a tax credit of about $985 a month. With it, the cheapest plan at each level costs:
Level
Monthly, with help
Without help
Insurer
Bronze
$0.00
$972.39
Highmark Blue Cross Blue Shield West Virginia
Silver
$168.88
$1,153.88
Peak Health Insurance
Gold
$62.97
$1,047.97
Peak Health Insurance
Worth knowing: in this county, with the tax credit, the cheapest Gold plan costs less than the cheapest Silver plan.
In ZIP code 26505, the one with the most doctors in Morgantown, 5.9% of residents have no health insurance and 3.7% are Hispanic (Census Bureau, ACS ACS 2024 5-year).
Census data · Morgantown · ZIP 26505
Official demographics of the coverage area · ACS 2024 5-year
37,492
Total population
5.9%
Uninsured rate
No health coverage (ACS B27010)
$45,536
Median income
33,429
Population under 65
ACA-eligible age range
3.7%
Hispanic population
Source: US Census Bureau · ACS 5-year (Census Reporter)
Frequently asked questions about health insurance in Morgantown
How many insurers sell Marketplace plans in Morgantown?
For 2027, 2 insurers offer 19 plans in Monongalia County: Highmark Blue Cross Blue Shield West Virginia and Peak Health Insurance.
How much does health insurance cost in Morgantown?
It depends on age, income and household. As an example, for a 40-year-old earning $31,920 a year (200% of the federal poverty level) the cheapest plan costs $0.00 a month after a tax credit of about $985 a month.
Are there $0 plans in Morgantown?
Yes, for some households. In the example (a 40-year-old earning $31,920 a year (200% of the federal poverty level)) there are Bronze plans with a $0 monthly premium. A $0 premium usually comes with a higher deductible, so compare before choosing.